USSD Hub

Sterling Bank USSD codes

Banks · Also known as Sterling, OneBank

Dial *822#

The main Sterling Bank USSD code is *822#. Here are 13 Sterling Bank USSD codes for airtime, bills and account blocking and more, last checked October 2026.

Main menu
*822#
Customer care
0700 822 0000
Website
sterling.ng

All Sterling Bank codes

13 codes

Block account (fraud / stolen phone)

Block your account if your phone or card is stolen.
EmergencyUnverified
*822*911#
Dial

Buy airtime for another number

Recharge any other phone number.
Verified Oct 2026Registered SIM only
*822*{amount}*{phone}#

Buy airtime for yourself

Recharge your registered phone number.
Verified Oct 2026Registered SIM only
*822*{amount}#

Cardless withdrawal (Dial4Cash)

Get a code to withdraw cash at an ATM without a card.
Verified Oct 2026Registered SIM only
*822*42#
Dial

Check balance

Shows your account balance.
Verified Oct 2026Registered SIM only
*822*6#
Dial

Get your account number

Shows your account number.
Verified Oct 2026Registered SIM only
*822*8#
Dial

Manage, activate or change card PIN

Enable/disable card channels or countries, activate a card, change card PIN.
Verified Oct 2026Registered SIM only
*822*19#
Dial

Open an account

Open a Sterling account instantly, no form needed.
Verified Oct 2026
*822*7#
Dial

Pay a Sterling merchant

Pay a merchant using its Sterling merchant code.
Verified Oct 2026Registered SIM only
*822*28*{amount}*{merchant_code}#

Pay a bill with a biller code

Pay a biller directly (e.g. DStv biller code 1099).
Verified Oct 2026Registered SIM only
*822*{biller_code}*{customer_id}*{amount}#

Pay bills

See billers and pay TV, electricity and other bills.
Verified Oct 2026Registered SIM only
*822*2#
Dial

Register for *822#

Register your account for USSD banking and create a PIN.
Verified Oct 2026Registered SIM only
*822*1*{account}#

Transfer money

Send money to Sterling or any other bank.
Verified Oct 2026Registered SIM only
*822*{amount}*{account}#

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